EP 31 · Deposit & grants

Top 3 First Home in Brisbane with a $23,000 Deposit

John Kefalianos Finance broker & property developer · Nicola's dad
Nicola Kefalianos Host
11 Jun 2025 · 5 min
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overview.

Dad's pick of three Brisbane suburbs where a first home buyer can get in with a deposit around $23k. Move-in-ready places, the full numbers on each, and how Queensland's no-stamp-duty rule for first home buyers stretches it further.

Dad — John Kefalianos, finance broker and property developer — runs the Brisbane numbers with me, the same way he does for first home buyers in his office.

"No stamp duty is not a discount on the house. It is a discount on the cash you need on the day, and that is the bit that stops most people."

John Kefalianos

what you'll learn.

  • Three budget Brisbane suburbs that are well located, not just cheap
  • Purchase price, deposit and income for each, broken down
  • How Queensland's stamp duty exemption helps a first home buyer
  • Whether the numbers work buying solo versus as a couple
free guide tied to this episode

The Deposit Roadmap

The $10k-to-keys path most people don't get told about — and the four moves that actually shorten it.

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more on Deposit & grants.

Same topic, different angle.