overview.
Short on borrowing capacity or deposit? Dad explains guarantor loans: how a parent's equity can get you in without a full deposit, who can be a guarantor, the real risks if repayments slip, and the alternatives.
On with me is Dad, John Kefalianos, a finance broker who arranges guarantor loans regularly. He explains how a parent's equity can get you in.
"A guarantor uses a parent's equity, not their cash. Powerful, but everyone needs to understand the risk before anyone signs."
John Kefalianos
what you'll learn.
- How a guarantor loan gets you in without a full deposit
- Who can be a guarantor, and what they're actually signing up for
- What happens if repayments can't be met
- The alternatives when a guarantor isn't an option
Prefer to read? Grab the free first home buyer guides.
part of: home loans guide.
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The Deposit Roadmap
The $10k-to-keys path most people don't get told about — and the four moves that actually shorten it.
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links Nicola & John mentioned.
more on Borrowing power.
Same topic, different angle.