Audio episode
overview.
Not all banks are made the same. Dad explains first-tier versus second-tier lenders and the specific moves that lift how much you can borrow, before you ever apply.
On the very early episodes it's Dad, John Kefalianos, a finance broker who lifts clients' borrowing power for a living. He shares the moves that work.
"You can grow your borrowing power before you apply. Most people just don't know the moves the bank is quietly counting."
John Kefalianos
what you'll learn.
- The liabilities that quietly cut your borrowing power
- Why an unused credit limit still counts against you
- The habits that make a bank say yes
- How to prepare before you ever apply
Prefer to read? Grab the free first home buyer guides.
part of: home loans guide.
free guide tied to this episode
The Borrowing Power Truth-Sheet
Roughly what the bank will lend you on $60k / $80k / $120k / $180k income — single and couple, before-kids and with-kids. The actual numbers Dad runs in his office.
more on Borrowing power.
Same topic, different angle.