EP 28 · Deposit & grants

Best First Home Opportunity in Australia

John Kefalianos Finance broker & property developer · Nicola's dad
Nicola Kefalianos Host
21 May 2025 · 6 min
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overview.

Dad's pick of the best first-home opportunity in the country right now. Three real places, from a $260k CBD apartment to a $440k townhouse, and an honest look at strata fees before you sign up for an apartment.

On this episode it's Dad, John Kefalianos: finance broker and property developer. I asked him to name the single best first-home opportunity he's seeing right now.

"The sticker price is the start of the conversation, not the end. Strata can quietly turn a cheap apartment into an expensive one."

John Kefalianos

what you'll learn.

  • Three properties under $450k that are genuinely worth a look
  • What a city apartment really costs once strata is in
  • How a $260k apartment, a loft and a townhouse compare
  • Why Victoria is throwing up these opportunities right now
free guide tied to this episode

The $25k Suburbs Map

Adelaide, Melbourne, Brisbane suburbs where a $25k deposit still gets you keys. Updated each season — current as of this PDF.

chapters.

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more on Deposit & grants.

Same topic, different angle.